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Dynamic.RE · SFR Market Intelligence

Jacksonville, North Carolina Housing Market

Prices, inventory, and demand — distilled every month into one clear verdict: buyer’s market or seller’s. The investor’s read, before you make an offer.

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Data through
Sep 2026
Dynamic.RE Verdict
Balanced Market
Neither side has the edge. We compare Jacksonville with 2017–2019 at this time of year: 22% of sellers have cut their price, against 13% then; listings spend 22% fewer days on the market; there are 20% fewer homes for sale.
Median list price
$323,841
+0.8%
Demand : Supply
0.53
Days on market
54 days
Median time on market

The median asking price in Jacksonville is about $324,000 as of Sep 2026, up 0.8% from a year ago. That is the asking price on listed homes, so sold-price and home-value sites show different numbers (why).

Only on the right house. Neither side has the upper hand in Jacksonville right now. The signals split. Compared with 2017–2019 at this time of year, listings spend 22% fewer days on the market, but 22% of sellers have cut their price, against 13% then. The market will not hand you a discount. You have to find it in one specific listing.

01
The market at a glance
Median $ / sqft
$169
Active inventory
477
New listings / mo
168
Days on market
54 days
Price-cut share
21.9%
Pending sales
254
02
Where we are in the cycle
Median asking price
$323,841
At its highest point on record
Homes for sale
477
6.2× the Feb 2022 low of 77
Days on market
54 days
2.0× the 27-day May 2022 low
03
The renter economy
40%
Renter share · of occupied homes
9.0%
Vacant homes · all units
$64.6K
Median household income
4.9×
Price-to-income · list ÷ income
04
What this means for investors

What stands out in Jacksonville?

  • Prices were above the year before in 98% of months: among the most consistent price growth of 765 tracked cities. Drops here have been short.
  • Asking price per square foot has moved +7.1% a year over five years: among the strongest five-year price growth of 765 tracked cities. Long-run appreciation has been strong here.

What moves the numbers in Jacksonville?

Jacksonville asking prices per square foot were above the year before in 98% of months since the data starts. Within a year, the cheapest and priciest months differ by about 10.1%. That is bigger than the yearly trend, so timing your purchase matters here. Nothing in Jacksonville's numbers is far from its own normal. Your return comes from the property and the price you negotiate.

Is now a good time to buy in Jacksonville?

Asking prices are at their highest point on record. You are buying at the top. Underwrite it that way. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller. Jacksonville prices have risen in 109 of the last 111 months. Drops here have been short and shallow. Buying in a slow month has rarely hurt a long hold.

This market is turning. Which way is not settled yet. Check the monthly numbers above before you commit.

When do Jacksonville prices dip?

Across 9 full years, Jacksonville asking prices ran lowest in February, about 4.6% below the year's average. They peaked in November. The most homes for sale show up in November, about 12% above the yearly average. Shop in November for choice, and expect the softest asking prices in February.

What is the fair market rent in Jacksonville?

HUD sets one fair market rent for Onslow County. For fiscal year 2026:

  • 1 bedroom: $935 a month. Up 1% on last year, up 43% since FY2016.
  • 2 bedrooms: $1,173 a month. Up 2% on last year, up 48% since FY2016.
  • 3 bedrooms: $1,631 a month. Up 1% on last year, up 41% since FY2016.
  • 4 bedrooms: $1,968 a month. Up 1% on last year, up 42% since FY2016.

The figures include tenant-paid utilities and apply to all of Onslow County, so one home's rent can sit well above or below them. See fair market rent by city.

How does Jacksonville compare with other North Carolina markets?

Ranked among the 21 North Carolina markets we track:

  • Asking price: 10th cheapest of 21. Jacksonville is at $323,841. Closest: Greensboro and Hickory.
  • Buyer competition: 3rd most competitive of 21. Jacksonville is at 0.53 buyers per home. Closest: Huntersville and Burlington.
  • Time on market: 4th shortest time on market of 21. Jacksonville is at a median of 54 days on market. Closest: High Point and Greensboro.
  • Price cuts: 5th fewest price cuts of 21. Jacksonville is at 22% of sellers cutting. Closest: Rocky Mount and Fayetteville.

What numbers should you underwrite a Jacksonville deal with?

  • Price growth to assume — +7.1%/yr. Jacksonville has grown about 7.1% a year for five years and for ten. That pace held before and after the 2020–2021 boom, so it is a fair long-run input. Prices rose 1.4% over the last year. Use it for timing. The five-year rate is the better guide.
  • Competition when you exit — +27%. Homes for sale in Jacksonville are up 27% on last year, so your resale faces more competition than today's comps did.

Read how rent-to-price works and how we read these numbers, then run the numbers on a deal.

05
Frequently asked questions

What is the median home price in Jacksonville?

The median asking price in Jacksonville is about $324,000 as of Sep 2026, up 0.8% from a year ago. This is the asking price on homes listed for sale. Sites that report sold prices or estimated home values will show a different number. Our Jacksonville figures cover the 3 ZIP codes with a Jacksonville mailing address, which can reach past city limits.

Is Jacksonville a buyer's or seller's market in 2026?

Neither side has the upper hand in Jacksonville right now. We compare Jacksonville with 2017–2019 at this time of year: 22% of sellers have cut their price, against 13% then; listings spend 22% fewer days on the market; there are 20% fewer homes for sale.

Are Jacksonville home prices going up or down?

Asking prices are at their highest point on record. You are buying at the top. Underwrite it that way. Prices stopped falling about a year ago. They are flat now. Waiting will not get you a cheaper house. It might still get you a more motivated seller.

What rent can Jacksonville tenants afford?

At 30% of income, a tenant on the median income can pay about $1,614 a month. The median Jacksonville household earns $64,563 a year.

What price growth should I assume for Jacksonville?

Assume +7.1% a year. Jacksonville has grown about 7.1% a year for five years and for ten. That pace held before and after the 2020–2021 boom, so it is a fair long-run input. Prices rose 1.4% over the last year. Use it for timing. The five-year rate is the better guide.

What is the fair market rent in Jacksonville?

HUD's fiscal year 2026 fair market rent for Onslow County is $1,173 a month for 2 bedrooms and $1,631 for 3 bedrooms. The figures include tenant-paid utilities and cover the whole county.

06
ZIP-level detail

Which ZIP codes are in Jacksonville?

Jacksonville has three ZIP codes. Each links to its live market dashboard.

  • 28540163 for sale · 26% cutting · 45 daysOnly 54 homes under contract for every 100 still for sale.
  • 28541No homes listed for sale right now
  • 28546314 for sale · 20% cutting · 59 daysOnly 53 homes under contract for every 100 still for sale.
07
Where else to look

Markets similar to Jacksonville

Closest matches on asking price, price per square foot, time on market, buyer demand, and price cuts.

  • Burlington, NC — $315,277 median, 63 days on market, 24% of sellers cutting
  • Greenville, NC — $293,163 median, 61 days on market, 18% of sellers cutting
  • Greensboro, NC — $315,829 median, 57 days on market, 25% of sellers cutting
  • High Point, NC — $308,359 median, 53 days on market, 26% of sellers cutting
See what a Jacksonville property is actually worth
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